Thank you so much for the great response to my templates. I have another one almost ready - I have to make a couple of adjustments to it first and today is a busy day. So I thought I'd share these Month by Month Overlays that used to be in my store. (Oh, by the way, some of you have been looking for my store - I don't have one anymore! It was too much tedious work to keep up with the marketing end of things for me, so now I just make freebies :-)

These overlays are show at 100% opacity, but don't forget that you can lower the opacity for a more muted look.
The link is
HEREIf you would like to give me some input, there's a Cbox on the right of my blog. Love to hear from you. Let me know how many pics you generally like to put in a layout (it's probably different for everyone - I know I rarely - like almost never! - do a one pic layout.
Have a great day!